A coordinated alternative to repossession

Get out of an unaffordable car loan—before repossession.

CarQuit helps owners and lenders coordinate a voluntary, orderly vehicle return or sale—reducing stress, surprises, towing risk, storage delays, and unnecessary cost for everyone involved.

Explore my exit →See how it works

✓ Start before crisis✓ Lender-coordinated✓ Clear next steps

Earlierintervention before involuntary recovery

Oneshared, coordinated workflow

Lessfriction, delay, and uncertainty

APIaccess for subscribed partners

A better off-ramp

Resolve the loan without the chaos of repossession.

Repossession can be stressful, costly, operationally messy, and damaging to credit. CarQuit creates an earlier, cooperative path—but does not promise to eliminate a remaining balance or every credit consequence.

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Owner starts early

The vehicle owner requests help before a missed payment becomes a forced recovery.

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Lender reviews

The lender confirms the account, available resolution path, instructions, and required approvals.

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Handoff is scheduled

An approved recovery or auction partner receives the vehicle through a planned, trackable handoff.

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Account is settled

Sale proceeds and final account details are processed by the lender, with status visible to the parties.

One platform, every participant

How CarQuit creates value.

Owners use a guided exit experience. Lenders, recovery companies, and auctions subscribe to a shared workflow and API.

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Vehicle owner

Requests a voluntary exit, shares vehicle details, and chooses an approved handoff.

Less stress · More control

→secure intake

CarQuit platform

Routes tasks, documents, statuses, and updates to the right subscribed partner.

Workflow + partner API

→live assignments

Lender / bank

Reviews options, authorizes action, tracks collateral, and settles the account.

Tow / recovery

Receives approved pickup inventory and completes scheduled retrievals.

Auction lot

Prepares for incoming vehicles, updates condition and sale status.

OWNER EXPERIENCESimple guided loan-exit process

BUSINESS MODELPartner subscriptions and API access

SHARED OUTCOMEFaster resolution with less friction

Relieved vehicle owner voluntarily handing her car keys to a professional tow driver

Hand over the keys on your terms.A scheduled, respectful handoff replaces the fear and uncertainty of a surprise repossession.

A dignified way to let go

Return the car. Release the pressure. Move forward.

CarQuit coordinates a voluntary handoff among the owner, lender, and recovery partner—so giving up a vehicle that no longer fits the budget can feel like a solution, not another crisis.

Choose a convenient handoffKnow where, when, and who will receive the vehicle.
Give the keys to a verified professionalNo surprise confrontation and no confusing chain of calls.
Follow the account through resolutionSee the vehicle and lender-settlement status as the process moves forward.

More than giving up a car

Leave the payment burden and headache behind.

Once the approved handoff is complete, CarQuit keeps the remaining recovery, auction, and lender steps moving—giving owners a clearer path toward closure and a fresh financial start.

✓ No waiting for a surprise tow✓ No guessing where the vehicle went✓ No chasing multiple companies for status

Final debt, deficiency-balance, and credit-reporting outcomes are determined by the lender and applicable agreement.

Relieved couple walking away while their returned car is professionally loaded onto a flatbed

One less payment. One clear next chapter.A coordinated exit gives people room to breathe and move forward.

Private auto-loan snapshot

Start with the numbers.

Estimate your position now, before contacting your lender to discuss an approved voluntary exit.

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Your information stays in your browser.This demonstration does not save or transmit your financial data.

For lenders, auctions & recovery partners

Turn disconnected recovery work into a shared workflow.

Subscribe for dashboard and API access to assigned vehicles, retrieval status, auction intake, disposition milestones, and lender settlement workflows.

Request partner access →

A cooperative path—not a loophole

Clear expectations from the start.

Lender approved

Every resolution remains subject to the lender’s terms and authorization.

Transparent

Owners can see tasks, handoff details, and account-resolution progress.

Realistic

A voluntary exit may still affect credit or leave a deficiency balance after sale.